DeNooyer Direct Insurance Services, LLC

2038 Central Avenue
Albany, NY 12205

Insurance Blog

Why should I get an auto insurance plan?

In the Albany, NY area, it continues to be very important to own a car. With a car in this area of the state, you will have an easier time getting around and will be able to enjoy all that it has to offer sooner. Those that are going to buy a car here also need to spend time evaluating their insurance needs. Drivers here need to have insurance coverage for a few different reasons. 

Insurance is Required in New York

A reason that you will need to have insurance here is that it is required in New York. Drivers in the state have to abide by state laws that govern the need for insurance. If you do not have the right level of liability coverage, you could face penalties when caught. By having the right coverage, you can stay in good standing.

Insurance Protects You

Even if you do not have requirements, you should still get coverage to protect you and your vehicle. When you own a car, you will want to know that it is fully covered by insurance. If you invest in a policy that offers collision and comprehensive protection, you will know that you are fully protected at all times for many types of loss. 

As you are looking for an auto insurance plan in the Albany, NY area, it would be a good idea to call DeNooyer Direct Insurance Services LLC. The team with DeNooyer Direct Insurance Services LLC understands the importance of this coverage. We also know that picking a plan comes with many complexities and important decisions that need to be made. The team can help answer your questions and make sure that you get into the best policy possible to meet your needs. 

6 Questions to Ask Your Auto Insurance Agent

When you need auto insurance, or you want to make changes to the coverage you already have, it’s important to know who to work with. If you’re in the Albany, NY area, you can reach out to us at DeNooyer Direct Insurance Services LLC, and get the information you’re looking for. You don’t have to settle for a policy that’s not right for you, or that doesn’t provide you with the quality and level of protection you expect for your vehicle.

Instead, you can focus on getting something that’s more personalized and tailored to your specific needs. We’ll be happy to help with that since our knowledgeable agents can give you the information you need to make an informed decision about insuring your vehicle. Here are six of the most important questions to ask your vehicle insurance agent:

  • What type and level of coverage do I need?
  • Is my current policy right for me?
  • What kind of coverage is required by law?
  • Do you recommend additional coverage options?
  • How often should I review my policy?
  • Who can I talk to if I have more questions?

Ready to get your auto insurance questions answered? Reach out to us at DeNooyer Direct Insurance Services LLC today. We want to make sure all our Albany, NY area customers get the information they’re looking for so they can have quality insurance protection. You don’t have to keep the same coverage you’ve had for a long time or assume that what you currently have is the best option for your needs. There are plenty of choices for insuring your vehicle, and we want to make sure you get the right one that’s going to fit your situation. Our agents are committed to providing you with a quality experience when you choose us for your insurance.

Steps to Take for a Safe Road Trip

Getting away for a while and packing your car for a road trip? You’ll want to enjoy every minute of your time away. Here are a few steps you’ll want to take to make sure that you have a great trip. The Albany, NY agents at DeNooyer Direct Insurance Services LLC know what it’s like to want to keep your family safe while on the road.

Have a Road Ready Vehicle

Start with getting the vehicle you plan to drive in tiptop shape. Check the tire pressure and the tread. The oil should be changed every 3,000 miles or every 3 months. Take the time to get to a mechanic and have them check the brakes and top off all of your fluids, including brake, coolant, and windshield wiper fluids.

Get the Right Equipment

The road is where you don’t want to be left without any emergency equipment. 

  • Road flares and other safety items, like a first-aid kit

  • Blankets and pillows

  • Snacks for kids

  • Water or juice

  • Matches and flashlights

  • Extra cell phone battery or portable charger

Rest Up Before You Go

Even if you plan to leave before dawn, as the driver you should get at least 8 hours of sleep. Driving for long periods does not just make you sleepy, but it can tire your body out and stiffen your muscles. If there are other adults on the trip, you should allow them to take the wheel for a few hours. You can also stop every few hours to stretch.

The most important rule you must follow before taking a road trip is to have the right amount of auto insurance. DeNooyer Direct Insurance Services LLC in Albany, NY can get you matched up with the right type of coverage for your needs.

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