Commercial Insurance in New York

Are you operating your own business in or around the Albany, NY area? If so, then you should have a secure commercial insurance policy to protect your business, your profits, and your employees.

Liability

General Liability

No matter how you draft your commercial insurance policy, your liability clause should cover the total assets that the business owns. Liability covered is required in the state of New York, but your coverage should be more than the minimal requirement. In the event of a lawsuit, you should ensure that your policy has enough coverage to cover the financial obligation so that you are not forced to go beyond the policy for additional funds.

Professional Liability

If your business is offering a type of service to your clients such as advice or planning, professional liability is essential for coverage. This type of liability covers those cases where clients claim to have been given wrong information when being advised, causing them a loss on your business’s behalf.

Workers Compensation Insurance

If you have employees working for your business, add to their protection by offering workers compensation if they are hurt on the job. No matter what type of industry your business falls under, if you have any employees, then you should offer protection for them in the event of an accident. It will increase your credibility when hiring the right talent for your business and gain the respect of your employees.

Get Quality Insurance Today

If you have a minimal commercial insurance plan and would like to upgrade it, give our agents a call at DeNooyer Direct Insurance Services LLC. Proudly serving residents and businesses in and around the Albany, NY area, we strive to ensure that our clients are receiving quality insurance that will keep their businesses thriving and successful. Give our office a call today to speak with an agent.